Bree doesn’t conduct credit checks, so new customers start with a smaller credit line to build trust. Each time you repay a Bree cash withdrawal on time, your next credit line limit can automatically increase by up to $100, provided there are no significant changes to your income.
How to increase your loan limit
- Repay on Time: Ensure all Bree loans are repaid by the scheduled date.
- Maintain Regular Income Deposits: Your linked bank account should consistently show deposits from your income source.
- Spend Wisely: Keep a positive balance and avoid overspending. Use Bree's Insights tool to track your finances and manage your budget.
- Refer a Friend: When a friend joins Bree using your unique invite link and takes their first advance, both of you are eligible for a $20 limit increase.
Why your limit might have decreased
While on-time repayments typically increase your limit, there are a few reasons your limit might decrease:
- Late Repayments: Missing payments can lower your limit.
- Income Changes: A reduction in income or a job change may impact your limit eligibility.
If your limit drops by more than $80 despite repaying on time and your income source hasn't changed, please reach out to our Support Team at app.trybree.com/support so we can investigate.
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