New users start with a lower limit. It can grow over time based on how you use Bree.
There are no credit checks! Your limit is based on your account and how you pay.
How to get a higher limit
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Pay on time
Each on-time payment helps build your limit.
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Keep your income steady
We look for regular pay going into your linked bank.
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Refer a friend
When they sign up and take their first loan, you both get a $20 boost.
Why your limit might go down:
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Late or missed payments
- A late or missed payment can lower your limit.
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Changes to your income
A drop in your pay, or a change in when you get paid, can also lower it.
If your limit dropped by more than $80 and your income hasn’t changed, contact support.